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Section 125 Premium-Only Plan (POP)

Section 125 Plan documents

Compliant with ACA Provisions

Non-Discrimination testing and completion of IRS tax forms

In order to offer pretax benefits to your employees you need a Premium-Only Plan. IRS Section 125 allows your employees to pay for their insurance premiums and HSA contributions with tax-free dollars. To offer this plan you need a compliant plan document.

NBS’s POP documents are drafted by ERISA attorneys and are up to date with Affordable Care Act provisions.

You and your employees will save on state and federal taxes, including Social Security and Medicare.

NBS can help you stay on top of updates and regulatory changes that may affect your plan. We can perform the required non-discrimination testing annually. NBS’s staff of compliance professionals have years of experience with Cafeteria and Premium-Only Plans.

Our Document Specialists will work with you to get a document customized to your benefit plan or to amend and restate your old plan to bring it up to date with the most recent regulations.

Document with Maintenance


$150

Plus Annual Maintenance of$150
Document-Only


$150

One-time document creation fee
Electronic Section 125 Plan Document Electronic Section 125 Plan Document
Electronic Summary Plan Description Electronic Summary Plan Description
Non-Discrimination Testing Optional Service:
$150 for hard-copy plan document binder
Plan Document Amendments
Plan Document Amendments
Emails Notifications for Industry Changes, Non-Discrimination Testing, and Tax Filings
Optional Services:
$150 for hard-copy plan document binder
$300 for Tax Form 5500 Filing Services (for plans with more than 100 participants)

Get Started

Choose a POP Plan Type:

Looking for a full Cafeteria plan with Flexible Spending Account (FSA) or Dependent Care Assistance Program (DCAP)?

NBS experts can help you today.

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