Knowledge Base

From the latest news and updates to more in-depth information, we keep our finger on the pulse of what benefits you most.

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Health and Welfare

IRS Announces 2018 Cost-of-Living Adjustments for Welfare Benefit Plans

The most applicable adjustments announced in Revenue Procedure 2017-58 are listed.

Health and Welfare

Malware – A Vulnerable Computer means a Vulnerable Identity

Hackers are attempting to hack personal computers every 39 seconds. Do you know what Malware is and how to protect yourself?

Health and Welfare

Should I contribute to a health savings account through my employer or on my own?

Knowing the pros and cons of making contributions through payroll and contributions through your employer can set you up to save hundreds in taxes each year.

Health and Welfare

How Announced IRS Tax Relief for Hurricane Victims Affects Welfare Benefit Plans

Victims of Hurricane Harvey and Irma may qualify for certain tax relief concerning their employee welfare benefits.

Health and Welfare

Easing Employees into a High Deductible with an HSA

Although High Deductible Health Plans are considered by many to be second-class insurance, a properly designed plan that incorporates a HSA and employer contributions can be a win-win for employers and employees.

Health and Welfare

Pre-Tax Premiums May Have Employees Singing the Post-Tax Blues

A recent IRS internal memorandum addresses the tax treatment of benefits paid by fixed indemnity health plans. How you withhold premiums will make a difference.

Health and Welfare, Retirement

Understanding and Communicating Your Company’s Benefit Plans

Understanding the benefits package of your company and how it operates can be daunting. Communicating it to the rest of the company can prove overwhelming!

Updates

Introducing NBS’s New Identity Protection Program for Employees

We’re excited to announce that NBS is adding identity protection to our portfolio of benefits. What's the business case for brokers?

Health and Welfare

A TPA for your HSA – Beyond the Acronyms

Relationships with HSA providers are becoming long-term ones. Thus, the choice of the right HSA provider is now more important than ever.

Retirement

Cleaning Up Your Files? Keep the Retirement Plan Documents

It is important to maintain necessary plan records to assist with plan administration as well as remain in compliance with ERISA document retention requirements.